TTRealEstate

Terms & Disclaimer

Effective date: November 14, 2026

These Terms & Disclaimer apply to your access to and use of the TTRealEstate website. By using this website, you agree to these terms. If you do not agree, please do not use the website.

Important: Website content is general information only. It is not a promise of financing, a mortgage approval, a property valuation, legal advice or a substitute for advice based on your circumstances.

1. Website operator and professional affiliations

This website is operated for Thanujaan Thavaseelan under the TTRealEstate name.

Real estate and mortgage services are provided only in the capacity authorized by the applicable brokerage and regulator, and subject to the applicable brokerage's policies, agreements and requirements.

2. General information only

Information on this website is provided for general informational and marketing purposes. It may include descriptions of services, home-buying steps, mortgage concepts, market information, rates, examples or promotional statements. It is not tailored to your financial, legal, tax or personal circumstances. You should obtain independent professional advice where appropriate before making a decision.

Although reasonable efforts may be made to keep information current, content may be incomplete, summarized, out of date or changed without notice. We do not warrant that all content is accurate, complete or current.

3. No professional relationship created by browsing or submitting a form

Visiting this website, contacting us or submitting the enquiry form does not automatically create a client relationship, agency relationship, representation agreement, mortgage-brokerage engagement, lender relationship or fiduciary relationship. Any professional relationship is subject to required disclosures, suitability and conflict checks, brokerage procedures and any written agreement that may be required.

Do not send confidential or highly sensitive financial, identity or account information through the general contact form. Use an approved secure process if documents or sensitive information are later requested.

4. Mortgage information and financing disclaimer

Any mortgage rate, payment, qualification estimate, affordability example, product description or financing information is illustrative and subject to change. Actual terms depend on, among other things, the lender, product availability, credit history, income, debts, down payment, property, appraisal, verification, insurer requirements, underwriting and the lender's policies.

Nothing on this website is a mortgage approval, pre-approval, commitment to lend, guarantee of a rate, guarantee of acceptance or offer of credit. A pre-qualification estimate is not a lender decision. Only the lender can approve financing and issue its formal commitment, subject to its conditions.

Any reference to preferred or special options for first responders is subject to eligibility, participating lender availability, underwriting and the terms in effect at the time. No particular rate, discount or approval is guaranteed.

5. Real estate information disclaimer

Property descriptions, asking prices, market commentary, comparable sales, estimated values, photographs, listing information and availability may be supplied by third parties or may change. They are not a formal appraisal, survey, inspection, title opinion or guarantee of a property's condition, value or availability. Buyers and sellers should independently verify material information and obtain appropriate inspections and professional advice.

Real estate services are subject to applicable agreements, disclosures, brokerage policies and Ontario law. Nothing on this website replaces the RECO Information Guide or any disclosure required in a particular transaction.

6. No legal, tax, accounting or investment advice

Nothing on this website is legal, tax, accounting, investment or other regulated professional advice. Consult a qualified professional for advice specific to your circumstances.

7. Third-party websites, services and reviews

This website may link to or display content from third parties, including Google, social-media platforms, lenders, listing services and regulators. Third-party websites and services are not controlled by TTRealEstate. We are not responsible for their content, availability, security, privacy practices, products or services. A link or review display does not necessarily mean that we endorse the third party.

Third-party reviews and ratings reflect the views of their authors at the time they were posted. They are not a guarantee of future results or service outcomes. Review content may be shortened, unavailable or changed by the source platform.

8. Acceptable use

You agree not to misuse the website, attempt unauthorized access, interfere with its operation, submit unlawful or misleading material, introduce malicious code, or use automated means to disrupt or collect information from the website without permission.

9. Intellectual property

Unless otherwise indicated, the website's original text, branding, design and graphics are owned by or used with permission by their respective rights holders. You may view and print pages for personal, non-commercial use. You may not reproduce, modify, distribute or commercially exploit website materials without prior permission, except where permitted by law. Third-party names, marks and content remain the property of their respective owners.

10. Limitation of liability

To the fullest extent permitted by applicable law, TTRealEstate and Thanujaan Thavaseelan are not liable for indirect, incidental, special or consequential loss, or for loss arising from reliance on general website information, third-party content, website interruption, technical error or unauthorized access. Nothing in these terms excludes or limits liability where doing so would be prohibited by law, or any rights that cannot lawfully be excluded.

11. Privacy

Use of the website is also subject to the Privacy Policy, which explains how information submitted through the website is handled.

12. Changes and availability

We may change website content or these terms at any time. The revised terms will be posted here with an updated effective date. We do not guarantee uninterrupted or error-free website availability.

13. Governing law

These terms are governed by the laws of Ontario and the applicable laws of Canada, without limiting any mandatory consumer or statutory rights that apply to you.

14. Contact

Questions about this website or these terms may be directed to:

Thanujaan Thavaseelan — TTRealEstate
Email: thanujaanthava@gmail.com
Phone: (416) 668-8950